No, seriously, the American Dialect Society annually anoints one word as the word of the year based on a vote from the members of the organization, and "subprime" took the trophy this year. The ADS defined subprime as "an adjective used to describe a risky or less than ideal loan, mortgage, or investment."
Professor Wayne Glowka, a member of the society, was quoted as saying: "When you have investment companies losing billions of dollars over something like bundled subprime loans, then you have to consider whether it's important." Amen to that
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