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<?xml-stylesheet type="text/xsl" href="http://blogs.moneycentral.msn.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Where we’re starting from</title><link>http://blogs.moneycentral.msn.com/smartspending/archive/2009/06/08/where-we-re-starting-from.aspx</link><description>This post comes from J.D. Roth at partner blog Get Rich Slowly . Each of us has a unique relationship with money . Some have always used it wisely, have saved, have avoided debt. Others, like me, have struggled . I carried consumer debt for 20 years.</description><dc:language>en</dc:language><generator>CommunityServer 2007.1 (Build: 20917.1142)</generator><item><title>re: Where we’re starting from</title><link>http://blogs.moneycentral.msn.com/smartspending/archive/2009/06/08/where-we-re-starting-from.aspx#421391</link><pubDate>Wed, 10 Jun 2009 17:17:46 GMT</pubDate><guid isPermaLink="false">e8f7cd84-7062-45ca-8a00-3f24dfc10bb9:421391</guid><dc:creator>Howard Mack</dc:creator><description>&lt;p&gt;I will recommend using &lt;a rel="nofollow" target="_new" href="http://www.DesktopBudget.com"&gt;http://www.DesktopBudget.com&lt;/a&gt; to manage personal finances and investment portfolio. Its the best, free, offline personal finance manager I have seen so far.&lt;/p&gt;
&lt;img src="http://blogs.moneycentral.msn.com/aggbug.aspx?PostID=421391" width="1" height="1"&gt;</description></item><item><title>re: Where we’re starting from</title><link>http://blogs.moneycentral.msn.com/smartspending/archive/2009/06/08/where-we-re-starting-from.aspx#420075</link><pubDate>Tue, 09 Jun 2009 15:28:29 GMT</pubDate><guid isPermaLink="false">e8f7cd84-7062-45ca-8a00-3f24dfc10bb9:420075</guid><dc:creator>Dewon Lawton</dc:creator><description>&lt;p&gt; Learn The Art of Making Money.&lt;/p&gt;
&lt;img src="http://blogs.moneycentral.msn.com/aggbug.aspx?PostID=420075" width="1" height="1"&gt;</description></item><item><title>re: Where we’re starting from</title><link>http://blogs.moneycentral.msn.com/smartspending/archive/2009/06/08/where-we-re-starting-from.aspx#419418</link><pubDate>Mon, 08 Jun 2009 14:49:16 GMT</pubDate><guid isPermaLink="false">e8f7cd84-7062-45ca-8a00-3f24dfc10bb9:419418</guid><dc:creator>Leslie Erdiosy</dc:creator><description>&lt;p&gt;There is no way to get rich quickly, but by corollary, you can get poor very quickly. &amp;nbsp;E.g., the stock market from last September.&lt;/p&gt;
&lt;p&gt;Anyhow, you need a roadmap to find your way to get there. &amp;nbsp;I was fortunate to have been married to a frugal person. &amp;nbsp;That did not ean that we never went anywhere. &amp;nbsp;We took many vacations to the Cariibbean over the years, went on cruises etc. &amp;nbsp;We just watched where our money went. &amp;nbsp;We saved wherever and whenever we could.&lt;/p&gt;
&lt;p&gt;In 2003 a friend of mine had retired. &amp;nbsp;He went to live in Costa Rica. &amp;nbsp;Years before then, I realized that the weather where I live is not conducive to me. &amp;nbsp;After he went there, I was set on doing likewise. &amp;nbsp;I found out the this person bought his property seven years earlier. &amp;nbsp;I decided to invest someof my money there. &amp;nbsp;Now I have my piece of Paradise. &amp;nbsp;The hard part begins now. &amp;nbsp;Rebuild my portfolio to the point where I can say &amp;quot;Hasta la vista&amp;quot; to the great white north.&lt;/p&gt;
&lt;p&gt;My problems have recently been compounded by a layoff. &amp;nbsp;I am not that worried. &amp;nbsp;I have an emergency fund that will pay for everything for over six months. Besides, my fiancee is in a recession proof industry, weight loss, so money does keep flowing in. &amp;nbsp;I remain confident that I will find alternate employment within a month. &amp;nbsp;In the meantime, I have cut back on expenses. &amp;nbsp;No more lunches out, no more liquor and cook everything by yourself.&lt;/p&gt;
&lt;p&gt;We will manage.&lt;/p&gt;
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