Taking a deeper look at wants vs. needs

re: Taking a deeper look at wants vs. needs

Bill — Fri, 16 Jan 2009 07:14:46 GMT

Magicjack is a joke! Calls are dropped consistently. If you do talk for extended periods it shuts off at 1 hour and requires you to close out of the last call to get back on. The main problem is that you must keep your computer on if you want it to work. Yeah, not a problem right? Wrong. Your pc can cost up to a dollar a day to run. Also, every time you receive a call it pops up on your screen causing even a "sleeping" pc to awake (must shut off your monitor). Overall a great idea on paper, BAD performance and negative on saving money. Going back to Vonage....woohoo.

*the good is free information calls(they are outsourced) and $20 a yr! Is it worth the headache? Also the pop-up on your screen is constantly trying to sell you? You already have it! If it becomes detatched from your pc you have to reboot.*

I hope this helps.

re: Taking a deeper look at wants vs. needs

CreditMom — Mon, 14 Jul 2008 19:13:38 GMT

Every time I want a piece of jewelry I have to remind myself that there is NEVER a need for jewelry. Think about it....no one ever needs jewelry...how sad! Sometimes it works, sometimes it doesn't :)

http://creditmomblog.com

re: Taking a deeper look at wants vs. needs

Tariq — Mon, 14 Jul 2008 18:53:28 GMT

Agree 100% to what you are written. I come from India and most of these items/things that are a need here in USA, are not available to millions outside of USA.

With regards to Skype, I got a product that I think you will also like, called MagicJack...You can get more details at the following website: www.magicjack.com its $40 initial for 1 year of Local/LDD calls using your high speed internet, and then after that you pay $20 for the 2nd year and so on and so forth.

Beats having AT&T or other telephone company as your telephone provider. I am sure you can save more than 100 or 1000's using Magicjack.

And, no I am not employed or get any commissions if you purchase Magicjack. Since you are giving good info for free, I would like to return the favor.

re: Taking a deeper look at wants vs. needs

Foxie@Dreaming of Ferraris — Sat, 12 Jul 2008 13:09:45 GMT

Honestly, there isn't anything wrong with spending on 'wants.' Of course, when you go too far and take on debt, it's a problem. However, people need to get off the moral high ground when others are spending their discretionary income. Just because you would rather save doesn't mean everyone makes the same choice. (Not saying everyone has their nose stuck in the air, but some of these comments makes one wonder.)

You can only afford so many wants, so pick and choose. I chose to have cars that aren't always the best on gas, because I enjoy them. And then I chose to rent for cheaper than being tied down to hefty mortgage debt. Sure, people probably don't get it when my car looks three times more expensive than it was, but jealousy and prejudice blind most people to the truth.

As for the cell phone, no point in me paying for a land line I won't ever use. One of my job perks is eligibility for employee pricing on plans, so I pay a fraction of the price for a plan better than what most people have. (To do so, though, I had to pay full price for my phone... $450. Definite want, so I can keep in touch with my hubby during his deployment.)

re: Taking a deeper look at wants vs. needs

Marie — Sat, 12 Jul 2008 00:04:52 GMT

I'm always a little amused by my friends who pay to have someone else clean their houses, mow their lawns, and wash their cars, then pay to join a gym because they never get any exercise!

re: Taking a deeper look at wants vs. needs

Simply Knowing — Fri, 11 Jul 2008 23:39:04 GMT

"You can't always get what you want, but if you try sometime, you just might find, you get what you need." - Rolling Stones

re: Taking a deeper look at wants vs. needs

fran s — Fri, 11 Jul 2008 22:35:54 GMT

I worry about people using only their cellphones. We were in Hurricane Charley when it went through Florida. We were without electricity for 17 days and cell phones didn't work. We had a land line and a corded phone that we had saved. We plugged it in and that was the only telephone service that we had.

re: Taking a deeper look at wants vs. needs

J. E. Rouse — Fri, 11 Jul 2008 22:30:43 GMT

I'm living on $925 a month comfortably because I made a budget. The rest of my monthly income is going into savings. This frugality is helping me to build credit, so that I can purchase a home soon. Look at the future not immediate convenience.

re: Taking a deeper look at wants vs. needs

me — Fri, 11 Jul 2008 20:20:15 GMT

Great article in which all of us should take heed to and reduce our wants so we can invest in our future needs....

re: Taking a deeper look at wants vs. needs

Wilma — Fri, 11 Jul 2008 19:06:29 GMT

Well said! Thanks for the reminder. It sent me back in time to the mid 80s, when my husband and I were first married. He was in graduate school and the best job I could find paid less than $10,000 a year w/ no benefits. I can still remember when a microwave oven went from a royal luxury to something "everybody" had, so it became a "need." The same thing happened with VCRs, clothes dryers, home computers, cell phones, a second car, a vacation, video game consoles. There seems to be a gray area, a transitional category between want and need that items tend to "slide" through -- it's a luxury until you're the only one without one -- then it becomes a "need." A good but tough lesson to teach to "kids these days!"