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Posted
Jul 18 2008, 01:09 PM
by
Karen Datko
Mike at Clever Dude recently faced one of those "does this make me look cheap?" moments. He and Stacie were part of a group of 11 honoring a departing colleague with dinner. Mike and Stacie split a veggie main course after everyone shared appetizers, and they drank water. Others had meat dishes and drinks. When it was time to pay, the others decided the bill should be split evenly, which would cost Mike and Stacie a lot more than the price of their actual meals. What do you do when you're faced with that situation?
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Posted
Jul 17 2008, 03:17 PM
by
Karen Datko
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"Fox" at Squawkfox has taken up a cause we can strongly embrace: "It's time to sack plastic bags."
Shouldn't we all, with the price of oil -- yes, they're made with oil -- and environmental worries, be moving to reusable shopping bags and bins? Plastic shopping bags are a blight, and they never -- for all practical purposes -- go away. "With few exceptions, plastic bags will take thousands of years to break down," Fox says. "The bag my first pair of shoes came in a couple decades ago is out there, somewhere."
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Posted
Jul 16 2008, 06:47 PM
by
Karen Datko
"Vh" at Funny about Money adopted a new policy when gas prices started their hideous climb: She would shop for necessities only at stores along her commute to and from work. She was surprised to see that she is now spending a lot less money on food and other items. In fact, she's actually spending less overall even though gas is eating up a lot more of her budget. Why? For one thing, Home Depot -- her favorite self-indulgence store -- is not along that route.
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Posted
Jul 16 2008, 04:20 AM
by
Karen Datko
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This post comes from partner blog The Dough Roller. If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. But there are some things to watch out for. In this article, we'll cover the basics of buying a HUD foreclosure home and some tips on getting the lowest possible price.
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Posted
Jul 15 2008, 02:37 PM
by
Karen Datko
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Chief Family Officer Cathy is well on her way to becoming a coupon superstar, and in the process has encountered two annoying things that come with the territory -- counterfeit coupons, and cashiers who don't honor legitimate coupons and dis those who use them. Store managers, take note: Employees had better become coupon savvy as more and more shoppers turn to coupons to offset the higher cost of food.
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Posted
Jul 15 2008, 08:33 AM
by
Karen Datko
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This post comes from Joseph S. Enoch at partner blog ConsumerAffairs.com. Less than a year after the Federal Trade Commission settled with Craftmatic for breaking telemarketing rules, the agency may now be investigating the adjustable-bed manufacturer for its door-to-door sales tactics. ConsumerAffairs.com has received 134 complaints dating back to 2000 about Craftmatic beds -- many regarding what consumers say are pushy sales tactics that prey on the elderly.
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Posted
Jul 14 2008, 07:14 PM
by
Karen Datko
We love questions like this one asked by Nickel at FiveCentNickel: "What is your biggest financial vice?" You just never know what people are going to say. Readers name pretty common splurges, like lunches out, and then someone comes out with a zinger. For instance, after Nickel and others estimated they spend $1,000 to $2,000 more a year than they'd like on eating out, they heard from reader "TSModie." "Is a couple of thousand dollars a year really affecting your finances? If so, you need to start making more money," said TSModie, who lost $20,000 on gambling last year.
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Posted
Jul 14 2008, 07:00 AM
by
Karen Datko
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This guest post comes from Silicon Valley Blogger at The Digerati Life. Our family has experienced a few changes over the last couple of years, which has required us to become much more watchful over our finances. My spouse left his job a couple of years ago to start his own company, while I worked at a stable job to assure ourselves a reliable income stream. I stayed with my job for quite a while despite a killer commute. But things got even tighter when I resigned this year due to the commute, for health reasons and in order to seek a better work/life balance. At first, it seemed like a frightening decision that would impact our finances significantly. But it turns out, we've been able to roll with the punches. Savings we built up through the years (particularly during the dot-com boom) plus changes we've made to our spending habits have helped us adjust to a life with less income.
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Posted
Jul 14 2008, 05:59 AM
by
Karen Datko
This post comes from J.D. Roth at partner blog Get Rich Slowly. Our financial decisions are often based more on psychology and emotion than on pure numbers. Nearly everyone understands intellectually that credit card debt is bad, for example, but for millions of people, this understanding isn't enough. A newish group of researchers dubbed behavioral economists has been exploring the gulf between financially optimal behavior and the things people actually do. One reason for the gap, explained economist Dan Ariely in a recent issue of the London Guardian, is sheer habit. The article states:
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Posted
Jul 11 2008, 10:05 AM
by
Karen Datko
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You don't have to travel to Eastern Kentucky to find rusting carcasses of cars and appliances that were pushed over the hill or into the creek. People who disrespect the land abound wherever you go. But that area of the country (and, we suspect, many others) is inadvertently undergoing beautification because scrap metal now commands pretty prices, a newspaper story says. People are finding there's much cash to be made from the junk in them thar hills.
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