This post comes from Trent Hamm at partner blog The Simple Dollar.
Look at these 12 little hacks and think about how simple they are.
Switch your savings account from your local bank to ING Direct. That's the bank I switched to about a year and a half ago in order to get a higher interest rate (then more than 4%). They made the whole thing easy as pie -- it took about five minutes -- and I've never had anything but stellar customer service.
Drink one less coffee a week. Let's say you stop at Starbucks -- or your preferred coffeehouse -- three times a week. Just trim it back to two. That's it.
Call one credit card company and ask for a rate reduction. Just flip over your card and call that number on the back. Ask to speak to a supervisor if the first human you get won't reduce your rate.
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