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Posted
Jul 14 2008, 07:00 AM
by
Karen Datko
Rating:
This guest post comes from Silicon Valley Blogger at The Digerati Life. Our family has experienced a few changes over the last couple of years, which has required us to become much more watchful over our finances. My spouse left his job a couple of years ago to start his own company, while I worked at a stable job to assure ourselves a reliable income stream. I stayed with my job for quite a while despite a killer commute. But things got even tighter when I resigned this year due to the commute, for health reasons and in order to seek a better work/life balance. At first, it seemed like a frightening decision that would impact our finances significantly. But it turns out, we've been able to roll with the punches. Savings we built up through the years (particularly during the dot-com boom) plus changes we've made to our spending habits have helped us adjust to a life with less income.
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Posted
Jul 08 2008, 10:28 AM
by
Karen Datko
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Lisa Spinelli of Greener Pastures is no stranger to a four-day workweek. She's been doing it off and on for 10 years. She says her 10-hour workdays are more than offset by having that extra day on the weekends. In a post called "Are we heading toward a 4-day workweek?" she explores how a compressed work schedule is catching on as government and business grapple with higher energy costs.
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Posted
Jul 03 2008, 10:21 AM
by
Karen Datko
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This guest post comes from Randall at Credit Withdrawal. If you work in a major metropolitan area, your daily commute probably eats up a significant part of your day. A half-hour commute (typically about 25 to 30 miles) can easily turn into an hour or more with traffic jams and congestion. if you travel farther, the frustration level just goes up from there. Now that gas has topped $4 a gallon, it's moving from frustration to major hurdle for many people. The combined cost in time and money is causing many people to reconsider their jobs. Add to this the cost of office space, and you would think it would be easy to convince most companies to allow telecommuting as a widespread practice. Not so.
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Posted
Jul 02 2008, 07:57 PM
by
Karen Datko
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This post comes from Trent Hamm at partner blog The Simple Dollar. You are going to be fired from your job this Friday. Read that statement again. Close your eyes for a moment and imagine if that sentence were true in your own life. Would you be ready?
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Posted
Jun 25 2008, 06:52 AM
by
Karen Datko
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This post comes from partner blog The Dough Roller. Generating multiple streams of income can have a major impact on your finances. Even an extra income of $500 each month could go a long way to paying down debt or increasing your investments. We often hear about the importance of diversifying our investments, but diversifying our income streams is just as important, particularly in difficult economic times. Let me show you just how valuable even an extra $500 per month can be. Then I'll list the factors to consider in deciding how to generate extra income, followed by 10 multiple-income-stream ideas.
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Posted
Jun 18 2008, 05:44 PM
by
Karen Datko
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Marc at Marc and Angel Hack Life says his list of "50 things everyone should know how to do" is far from inclusive. Oh dear, because there are a number of things on the list of 50 that we need to get cracking on. This list of essential skills is impressive and, better yet, entertaining. Marc's brief explanations about why you should know each thing often have just the right amount of sass. (Our pick for No. 51: Know how and when to be sassy.) For example, Marc writes: "Swim -- 71% of the Earth's surface is covered by water. Learning to swim might be a good idea."
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Posted
Jun 10 2008, 11:17 AM
by
Karen Datko
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Frugal people really don't like cheap people because they make us look, well, cheap. "You see, many people have the impression that cheap and frugal are the same thing because of people like you," explains S. Shugars in an open, excellent, take-no-prisoners letter to Mr. Cheap at Saving Advice. If you recognize yourself in the behavior the letter describes, you'll know why no one in the office likes you.
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Posted
May 29 2008, 02:04 PM
by
Karen Datko
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"Finance Girl" at Finance Gets Personal has mentioned her problem with being on time before, but we didn't realize how bad it is until she blogged about "Operation Get Out of Bed." Her efforts to get up and get to work on time are legion, yet she still can't pull it off. She wrote: "What does that have to do with finances, you ask? Everything! Being chronically late can cost mucho dinero in terms of lost raises/promotions, missed-appointment fees and the like."
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Posted
May 26 2008, 06:45 AM
by
Karen Datko
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This post comes from J.D. Roth at partner blog Get Rich Slowly. I recently gave my first-ever presentation about personal finance. I spoke to a group of about 70 graduating seniors from a nearby university. I was the fourth and final speaker of the evening. Before I talked about personal finance, the audience listened to three outstanding descriptions of life after college. Brian Reick The first speaker was Brian Reick, who described his experience of moving from job to job. He began knocking on doors right out of school and eventually found work. But the job wasn't perfect, and neither was he. He was fired after only two years. This experience taught him a couple things:
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Posted
May 19 2008, 07:14 PM
by
Karen Datko
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Do you want to be absolutely sure that you'll work many long years and retire with little more than a paltry Social Security check? Then make sure you read and obey Kevin's "10 steps to avoid becoming a millionaire" at No Debt Plan. This blogger manages to put a humorous spin on a very sobering topic. Here's No. 6: "Ignore work benefits. 401(k) plan? Sounds kind of funny to me. Why would the company want to give me money? Plus, I'd miss that 3% in every paycheck."
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