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• The 'pa-doink' principle of personal savings

  Posted Sep 10 2008, 10:23 PM by Karen Datko
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  Filed under: spending, saving, Wise Bread, emergency
  Money Blog: Smart Spending Blog - MSN Money

  This post comes from Sarah Winfrey at partner blog Wise Bread.

  "Pa-doink" is the sound you hear when something small and heavy hits water. Think about a child throwing a coin into the fountain at a shopping mall: A toss and a pa-doink later, there's one more wish waiting to be granted and one more coin at the bottom of the pool.

  I heard a story once about a man whose job it was to clean those coins out of the fountain. None of his supervisors wanted the money. "It's not enough to bother about," they said, and "It's not worth our while," so the man shrugged and took the coins home. He didn't know what to do with them, but he put them in an extra jar his wife had given him and set them aside for later.   Read More...

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• Why should we care how much he saved on toothpaste?

  Posted Jun 26 2008, 03:30 PM by Karen Datko
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  Filed under: spending, saving, emergency, Karen Datko
  Money Blog: Smart Spending Blog - MSN Money

  It goes without saying that whenever personal-finance bloggers write about how much money they saved on shampoo or toilet paper and other mundane stuff, someone thinks -- and sometimes writes -- "Get a life."

  Why think about -- or take the time to find -- a $1 savings on a tube of toothpaste? As Kevin at No Debt Plan succinctly says in a post called "2 reasons you should care about my toothpaste savings," it's not just about the toothpaste. It's about "your money-spending life."   Read More...

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