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Posted
Jun 11 2008, 05:20 AM
by
Karen Datko
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This post comes from partner blog The Dough Roller. Recently, I took my son, Gavin, to the Coinstar machine to turn the random coins he's been getting into paper money. Added to the last two years of birthday money, his total was right around $150. As he stared at that money (and lamented the fact that now all he had was paper instead of a huge jar of coins), I realized that it was time to start teaching Gavin about money.
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Posted
May 30 2008, 04:07 PM
by
Karen Datko
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Shannon Christman isn't poor, but she is frugal, and sometimes other people confuse the two. On occasion, salespeople have snubbed her -- and missed out on making a sale. Sometimes generous people offer help when it's not needed. Her thought-provoking post at Saving Advice should raise questions in any thinking person's mind about how quickly we make judgments about others. She also says, "The assumptions others make about my frugality -- usually that I have much less money than I actually do -- can be a benefit to me."
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Posted
May 15 2008, 06:47 AM
by
Karen Datko
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This post comes from Xin Lu at partner blog Wise Bread. I first read about selling hair in "Les Misérables," when Fantine sold her head of gold to clothe her daughter, Cosette. The hair trade just seems like such an archaic idea, but, actually, high-quality hairpieces are still made from real human hair and there is a huge market for sourcing natural hair. Here are some tips and information on how to sell your tresses for cash.
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Posted
Apr 30 2008, 05:37 AM
by
Karen Datko
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This post comes from partner blog The Dough Roller. If you haven't figured it out by now, The Dough Roller isn't really about money; it's about life. More specifically, it's about how money affects our lives, and how we can leverage money to live and achieve our life's goals. Crunching numbers on a spreadsheet, while important, won't help us seek out and find our life's purpose, but there are three questions that might.
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Posted
Mar 25 2008, 08:16 PM
by
Karen Datko
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"Fox" at Squawkfox isn't one to look a gift horse in the mouth, but this time she can't help it. Her brother-in-law and his wife gave her a Sirius satellite radio receiver and four months of free service for the holidays. Now she's got to pay $12 a month if she wants that gift to keep on giving. "I'm just wondering, should we give gifts that keep costing the recipient?" she asks. "Here are reasons to Sirius(ly) reconsider giving gifts like satellite radio, and to start looking certain gift horses in the mouth."
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Posted
Mar 25 2008, 02:00 PM
by
Karen Datko
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Are you one of those folks who aren't interested in getting more stuff when they get married or have a baby? Would you be happy to get a "gently used" book or baby crib rather than a brand-new version? Penny Nickel at Money and Values tells readers about the Alternative Gift Registry run by the Center for a New American Dream, whose motto is "More fun, less stuff." You can create a gift registry that emphasizes nontraditional gifts, whether your concern is the environment or you want to ease the financial burden on those who will be giving you gifts. If you'd rather have someone give you a casserole or mow your lawn after the baby is born, you can say so. To see a sample registry, click here.
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Posted
Feb 25 2008, 11:08 AM
by
Karen Datko
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Did you know that you can recycle old appliances, computers and other "technotrash," and even used tennis shoes? Co-op America Quarterly offers a list of 21 things that can be recycled or reused, instead of ending up in the nation's landfills. For instance, Nike's Reuse-a-Shoe program grinds up old sneakers and incorporates the "Nike Grind" into playing surfaces like basketball courts. One World Running makes donated shoes available to athletes in Third World countries. Recycline makes toothbrushes and razors from plastic yogurt containers and then recycles those products once again to manufacture plastic lumber.
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Posted
Feb 12 2008, 08:01 AM
by
Karen Datko
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This post comes from partner blog Blueprint for Financial Prosperity. He led our fair nation to freedom, and his face stares at us from the ubiquitous $1 bill. He's none other than George Washington, the first president of the United States. As one of our first elder statesmen, Washington left a wealth of memorable quotes, many of which apply to personal finance. He spoke much about integrity and character as well as discipline and service -- characteristics important in establishing a sound personal-finance life. Let's take a look at the following nine quotes: "Associate with men of good quality if you esteem your own reputation; for it is better to be alone than in bad company." With whom you spend your time affects how you behave, and that's certainly true when it comes to spending habits. If you want to save, hang out with frugal people. If you want to be financially savvy, hang out with financially savvy people. How many stories have you heard about people looking to save money but always going out to expensive restaurants and trendy bars with their friends? There are a lot of ways to have fun that cost very little. (Have a board-game night.) If you want to save up a few bucks, hang out with friends who appreciate not going out to expensive places. Don't fight the current; just find a more favorable current.
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Posted
Jan 23 2008, 01:05 PM
by
Karen Datko
Every workplace has a busybody whose self-appointed mission is to collect money for gifts for other employees who are having birthdays or babies or surgery. Steve at brip blap has given at the office, and he resents it. "Sometimes the reason for the gift is trivial -- someone is having a birthday. What, are we 12?" he asks. Sometimes he doesn't like the recipient. Sometimes the system is unfair: Higher-ups or popular people get more expensive gifts. "If the busybody is encouraged, soon you are shelling out $10 to $20 a week for 'voluntary' gifts," he observes.
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Posted
Jan 17 2008, 11:29 AM
by
Karen Datko
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Paul Navone is one of those quiet millionaires next door. His friends had no idea he had money until he started giving it away -- $1 million to a college and another $1 million to a prep school. The 78-year-old retiree never made more than $11 an hour while working in the New Jersey mills, according to a story by Joe Logan in the Philadelphia Inquirer, and to this day Navone buys his clothing at thrift stores, and doesn't have a TV or a phone.
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