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Posted
May 08 2008, 05:21 PM
by
Karen Datko
Rating:
This post comes from Xin Lu at partner blog Wise Bread. I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to say no. Here are some of the times I think you should absolutely keep your money for the sake of your relationship with the other person and the well-being of both parties.
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Posted
May 07 2008, 10:51 AM
by
Donna Freedman
Rating:
How to be a one-income family, pay off debts and still save for retirement? There's no magic formula for reader "Steph041401" -- just a bunch of coping strategies. Among them:
Drinking mostly water. Baking at home. Cutting out most processed foods. Shopping with cash only. Trading magazines with friends. Making single-serve snack packs with dollar store ingredients.
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Posted
May 07 2008, 10:07 AM
by
Karen Datko
Rating:
Buying a large SUV or pickup truck for twice-a-year trips to Home Depot or ski weekends makes little financial sense. Poster Doc Ricketts offers his take on what drivers really need when they buy their next vehicle:
First, adequate seating. This is the number of seats needed for regular use.
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Posted
May 03 2008, 11:33 AM
by
Karen Datko
Rating:
We're not sure we're willing to totally give up TV, as our partner blogger Donna Freedman has. We have gone without before, but we want our CNN, our "Real Time with Bill Maher" and "The Sopranos" reruns, and our Steelers football in the fall. (We have DirecTV.) But if we needed to cut back to a basic package or do without, "Frugal Dad" assures us that there is life with minimal TV service. He's been without expanded cable service for four months, and he and the family are very happy with the decision. Here's why.
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Posted
May 01 2008, 09:11 PM
by
Karen Datko
Rating:
This post comes from Trent Hamm at partner blog The Simple Dollar. As I sit down to write about the value of investing in self-confidence, I keep picturing one of my closest friends. She's got a lot going for her, but she often finds reasons to think that she's a bad or unworthy person. She often doesn't have the self-confidence to step up and grab the ring, even though her talents have entitled her to it.
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Posted
Apr 29 2008, 05:42 PM
by
Karen Datko
Rating:
Spring marks the return of that favorite American pastime -- the yard sale. If you're thinking about de-cluttering, the always practical and thorough Lynnae at Being Frugal offers 10 tips for having a "wildly successful" sale. You want to make money, folks, so you have to advertise, she says. Word of mouth goes only so far. Craigslist is an option. Also, we know that many newspapers offer handy kits if you buy a garage sale ad.
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Posted
Apr 29 2008, 02:34 PM
by
Karen Datko
We think cash is a great gift, particularly for newly married couples and for babies. But how much is too much or too little? "FrugalTrader" at Million Dollar Journey asked his readers this very question. "This is a tricky question and probably something that not a lot of people talk about," he wrote. Like many good posts, a lot of value can be found in the comments (although some readers were sidetracked by a heated debate over how much to spend on one's own wedding).
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Posted
Apr 24 2008, 06:46 PM
by
Karen Datko
Rating:
"Frugal Babe" is thinking about quitting her part-time job at the library when her baby is born. That would decrease the family income by $20,000. But through hard work and good planning, she and her husband will continue to run their insurance business, put money in retirement and emergency accounts, pay for health and life insurance, make extra payments on their home, and will set up a college education fund for their child -- all after the baby arrives. "Life is all about choices," she says in this excellent post. "Lucky people tend to make their own luck by the choices they make."
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Posted
Apr 23 2008, 09:08 AM
by
Donna Freedman
Rating:
I had to laugh when I read a recent Seattle Times article, "The crunch of rising food prices." There's nothing funny about its subject: Americans are paying a lot more for groceries. It was the newspaper's choice of real-life examples that caused my sardonic chuckle.
One was a woman who spends a total of $700 a month at three different supermarkets to feed her family, which includes two small children. Presumably she's a stay-at-home mom; her husband is a technical analyst for an engineering firm. The article noted that she's "disappointed that she can't afford to buy organic milk and produce as often anymore."
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Posted
Apr 21 2008, 09:33 AM
by
Donna Freedman
Rating:
Just kidding! Wow, you TV people are scary when you're mad.
I don't really think you should kill your television. But how about turning it off? Say, for most of the time.
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