When Amanda of Value For Your Life was 12 year old, she begged and begged until her parents finally got her a dog. Enter Jasper. Eventually Shadow joined the clan. What Amanda didn't know was that when each dog moved in, her mother began automatically depositing $25 a month per dog into a do-it-yourself pet insurance fund.
That money -- growing in a high-interest savings account -- came in handy over the years, and without the limitations often attached to pet insurance policies. It was there to help Shadow as he developed back problems and, eventually, terminal cancer. (Read her remarkable account of Shadow's passing. Amanda, a veterinarian, euthanized her beloved dog at home. Warning: You may shed tears. We did.)
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