Shana at Smart Easy Money knows it can be tiresome -- even patronizing -- to say something like "If I knew at your age what I know now." But Shana, at the ripe old age of 37, manages to explain 10 financial lessons she wishes she'd known in her 20s with humor and good grace.
Lesson One: "Save early and often." Shana regrets that she didn't contribute to a 401(k) until she was 29, and then put in only 4%. She adds: "Well, I did have a 401(k) for about 15 minutes when I was 23, but I'd only contributed about $20. By the time I paid the fees for cashing it out (when I left the job), it was only about $3."
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