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When to keep the truth to yourself

Posted Sep 25 2009, 05:28 PM by Karen Datko
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This guest post comes from "vh" at Funny about Money.

Why, when we're confronted, do we tend to blurt out the truth, even when it works to our disadvantage to do so? Chaucer had it right when he said that "truth is the highest thing that Man may keep." Sometimes we should keep it to ourselves.

Asked in the right way, we'll often reveal private, sensitive information that's strictly none of anyone's business, that's valuable to people trying to manipulate us into buying products and services, and that can be used to pester or even harass us. Warranty cards with long lists of personal questions are especially egregious: What about your favorite sporting event and the magazines you read is needed to guarantee a flashlight's performance? And how often do you give your phone number to companies that have no need to know it?

When my mother was young, back in the Early Pleistocene, she worked for the telephone company. Long-distance phone tolls were a pricey, moneymaking item, and people would try all sorts of scams to rip off a free call, ranging from disallowing calls they actually made to charging calls to someone else's phone number. My mother's job was to investigate claims of fraudulent charges. To get started, she would telephone the number that a customer said didn't belong on a bill. When someone picked up the receiver, she would say she was calling from Pacific Bell and then quickly ask who called that number on thus-and-such a day at thus-and-such a time.

Incredibly, she said, about 90% of people would blurt out the truth. When you're asked a question you don't expect, point-blank, you're likely to answer accurately even if the answer works against you.

In a general way, ethical people tell the truth. On the other hand, those who commit petty larcenies like stealing from the phone company are not ethical -- and so why should they, by impulse, speak truthfully? It's a deep-seated instinct, one that in the marketplace is too often used against us. Information we share for no other reason than that some stranger asks us is routinely sold to other merchandisers.

The other day when I went to get a flu shot at a grocery store clinic, I was asked (among other things) for my e-mail address and telephone number. I left the e-mail address blank, figuring that if they pressed me I'd say I don't have a computer or give them my junk gmail address. But under the mild stress of having to get a shot (I really do dislike injections of all kinds), I completely spaced the fake phone number I normally use in some circumstances. Well, actually, it occurred to me that if something was wrong with the vaccine they might need to call, so gave my office number.

I immediately regretted it. An exception to the national Do Not Call law allows companies that you do business with and all their subsidiaries to pester you with phone solicitation. So now I can expect nuisance phone calls not only from Dr. Mollen's health care enterprise, but from any other company even vaguely related to it.

OK, I'm not advocating that we should routinely lie. However, I think when marketers try to extract private information for which they have no use other than to sell it or to sell something to you, you're well within your rights to refuse to share it. And when pressed, to respond with disinformation. For example, I have a phony telephone number printed on my checks. No law says you have to tell a merchandiser the truth, nor is there any need for a retailer to have your phone number for no other reason than that you paid for a product with a check. If the check bounces, the bank will come after you.

Similarly, my Safeway club card bears my dog's name and the telephone number of Safeway's corporate offices.

Some retailers will themselves lie when you ask not to have a phone number used for solicitation. The first time I bought an appliance at Sears, the salesman asked for my number so the installer could call to make an appointment. I specifically stated that I did not wish to receive sales calls, and he specifically stated that my number would not be used for phone solicitation. He said he was entering a do-not-call note in the database. Within days, I was getting nuisance sales pitches from Sears. Requests that they take me off their list were ignored. It took weeks to get them to quit badgering me, and they did only after I complained to a state consumer protection agency and the Better Business Bureau.

Big Brother is watching you, but unlike Orwell's nightmare vision, he ain't the government. Big Brother is the corporate shadow government, the one that follows your every step on video cameras and keeps tabs on every magazine you subscribe to, every prescription you buy, how much you earn and where you earn it, and every deep breath you take. You're well within your rights to protect your privacy. Remember, with the exception of some financial institutions, the courts, and the IRS, no law requires you to answer a nosy question.

Related reading at Funny about Money:

Living within your means is good for the economy

How much financial help to give a family member?

Recession ‘over': Will you spend more now?

Comments

 

If you give the wrong name during the flu shot you cannot get the compensation if something was indeed wrong with the vaccine. You have no proof it was you. If you get the right name, they can look up you in the phone book anyway I think you are stressing way too much over the phone numbers. With caller IDs you can just ignore the call

I agree with Elena--though it's annoying to receive solicitous calls, if someone wants to find me, they can. Enough copies of my name and number are out there for legitimate reasons that disguising myself would be a futile effort. Fortunately, I don't get many calls anyway, possibly because I don't have a home landline (who needs one these days?) and my workplace demands that all incoming calls go through a central office before heading to their intended destinations. Although, I do tend to get some annoying requests to be connected to the "person in charge of roofing"....

First off, I completely agree with you about providing disinformation about your age, location, phone, et al to many "requests."  I am a 55 year old Bolivian man to CVS, a 22 year old woman to Publix, a 40 year old man to Kroger ... you get the picture.  And I use disposable email regularly!

On the other hand, there are places where providing accurate information is useful and, in fact, courteous.  As Elena said, without real information, you are barred from suing if something was wrong with a flu vaccine.  Another situation is when you are purchasing from a small handicraft business, for example, at an art fair.  My volume of business is not high--I don't rely on it for the bulk of my income--but that doesn't mean that I want to suffer from a bad cheque.  The bank may go after you ... but they may not.  On a credit card slip, the number is there in case one of the numbers copied inaccurately and the number is refused.  I don't want to have to suffer the loss--and if I do, I won't be selling to you again, ever.  Also, the phone number is in your interest, too.  Last week a woman left her debit card at our booth in one of the displays; I think she put it down for a second and forgot to pick it up. Because she had given us the correct number on her credit card I was able to call her, tell her where her card was, and have her pick it up.  As she was going on vacation the next day, my call saved her a lot of trouble and aggravation.

Finally, Caller ID is not always a solution to an unwanted call.  If I am workign with an open-flame propane torch, and someone calls me while I have a bead on the mandrel, I may well lose half an hour's work.  I don't have caller ID--it's an extra charge--and I don't dare not answer the phone, because that's also when my sister calls--and sometimes she needs me to keep her talking while she drives home after a 40-hour stint at the hospital.  If I do get a sales or charity call, I tell the caller that their call has earned them a one-year boycott from me and from as many friends as I can enlist to do the same. I do it, too -- and  I rarely get callbacks.

I have a land-line phone number that only close friends, relatives, and business associates know.  On my business cards and checks, I use my voice-mail number.  It is a separate number that even I have to call to get my voice messages.  I've done that for years because I refuse to give strangers my home phone number.

Giving the wrong number to a medical provider is probably not the best idea. What if they needed to contact you later to tell you, I don't know, you'd received your shot from a bad batch of the vaccine? What if you had a reaction right there in the office and they needed to reach a relative?

Any store/marketer/charity that asks for a phone number, I just give them the office fax number.  The ONE time I gave my phone number stupidly to a charity, and telling them specifically to not call for any marketing/solicitation, they proceeded to incessantly call me for over a year.  I told them early on (again) I did not want solicitiation calls, yet they continued to call.  And call.  And yes, with caller ID I did not have to answer the phone, but you get 4 or 5 phone calls a night from them, months on end, it gets to be really aggravating.  My husband had to practically threaten them, and speak to a manager twice before they finally stopped calling.  And the lies they told were amazing, that I was a contributor from 10 years back (never heard of them before this debacle started) and that I talked to their people several times and requested follow up information.   The only request from me was to leave me alone (in writing as well).  

So anyone who asks for my phone number gets a fax and they can always fax me if they really need something.  My healthcare providers have my phone number, because they have a legitimate reason for needing it.  

I got a "you've moved so we're going to re-register you to vote" card from my local assessor. I was set to fill it out and drop it into the mailbox when I realized that card asked for my SSN, my birthdate, and my signature.

If I do fill in this card (the SSN and birthdate are new fields on the card) it will go into a manila envelope.

How nice to see other people realize you need to QUIT answering questions just because someone asks you! Hubby always thinks you need to answer everything, sign everything, just because "they said" they wanted him to. Sick of keeping him out of trouble, I do the business end of everything, and he can hopefully end his being led around like a sheep and get a clue there are bad people and businesses out there, and they are targeting YOU!

"For example, I have a phony telephone number printed on my checks. No law says you have to tell a merchandiser the truth, nor is there any need for a retailer to have your phone number for no other reason than that you paid for a product with a check. If the check bounces, the bank will come after you."

Wrong.  Your bank will charge you a fee for having bounced the check, but at least in our state, it is up to the merchant to collect the amount of the check from the person who bounces it.  The first step is to contact the customer who bounced the check to try to collect the funds.  (That is the reason a merchant will require a contact phone number.)  If that fails, then we have to initiate the legal process by filing a "larceny by check" complaint with the local court.

I read all of these comments with interest, whatever happened to just saying I do not give out my phone number to anyone unless I chose to for my own reasons, or does this society think that is taking too much control over ones life? Giving a wrong number  or any other misleading information is lying straight out, I prefer to just refuse to provide the requested information and explain to them why, otherwise they will never get the message that people do not appreciate these types of intrusions into their lives. No one needs my phone number or zip code for me to pay cash for a pair of jeans or a shirt, etc,  I have actually had to leave my items at the counter because I have been refused transactions because I would not provide their REQUIRED information, I bid them a good day and leave.

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