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10 innovative sites that will save you money

Posted Feb 12 2009, 09:57 AM by Karen Datko
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This post comes from Greg Go at partner blog Wise Bread.

These 10 Web sites help you save or make money in innovative ways, yet they are relatively unknown. We learned of these guys while doing research for the Wise Bread book coming out in May. (You've got your copy preordered, right?) Enjoy the list, and share with your friends. Don't forget to chime in with more money-saving sites in the comments.

Zilok. Weird name but incredibly cool concept, Zilok is basically eBay for rentals. You can rent your stuff out or rent someone else's stuff for a day. For owners, get more out of your purchases -- just a few rentals could pay for the item. For renters, you can save money by renting, instead of buying, seldom-used items. Stuff like canoes, laptops, cameras, cars, books, baby strollers, and everything in between is available for rent from someone near you.

Shop It To Me. It's like having your own personal shopper constantly on the lookout for sales. Rather than scour through all the deals on the Web, create your own wish list of clothes, then wait for a bargain to appear. Select your size, brand and other preferences, and Shop It To Me will e-mail you when there's a relevant sale. This is perfect for lazy but cheap shoppers like me.

UPromise. Save money and build a college fund at the same time. You get 1% to 25% back from shopping online through UPromise, or by shopping at more than 30,000 offline restaurants, drugstores and supermarkets. Your discounted savings can be automatically deposited into a 529 college savings plan.

Covestor. Covestor lets you follow the trades of top-performing investors. Piggyback off proven winners to grow your wealth. If you're one of those proven winners, Covestor will pay you for every person who follows your stock trades.

BeatThat! This site, 100% community driven, rewards members for finding the lowest price with cold, hard cash. It's the perfect shortcut for deal hunters who don't want to run through multiple sites to verify the best price on a product. Because deal hounds all over the Web are getting bounties for finding better deals -- versus a staff that may not be giving it 110% -- you'll find some really great bargains here. And if you're one of those deal hounds, you could make some beer money for all that time you spend at those deal sites.

Freecycle. One man's trash is another man's treasure. Find your location and see if anyone is giving away something you need, and vice versa. What a great way to be green and frugal at the same time.

Smart Hippo. Crowdsource your mortgage rate research. Smart Hippo is a community of people who post their reviews of mortgages, banks and lenders. You can use this information to find the best rates and loan officers in your area.

BillShrink. Get a list of cell phone plans or credit cards that are better than what you have in less than five minutes. Answer a few questions about your current credit card or cell phone plan (or have BillShrink do it automatically by uploading your last statement), and BillShrink will recommend better phone plans or credit cards that fit your needs.

SmartyPig. It's a hands-free savings account for specific goals or purchases. You set a goal and choose the amount you want to contribute each month to reach that goal, and SmartyPig automatically pulls that amount from your checking account each month. You can make your goals public to friends and family so they can contribute to your goal if they want to. Just like a savings account at your local bank, SmartyPig pays interest on the money deposited, and all deposits are insured by the FDIC. You can withdraw your money at any time via a debit card or electronic transfer.

CrossLoop. This site helps you find PC help and/or get paid to fix a PC problem. CrossLoop is a remote desktop application and marketplace. The help requester must give the helper a single-use code in order for the helper's computer to see and control the helpee's computer. This is great for fixing your parents' computer, getting help fixing that nagging Windows issue, or making a few bucks helping others fix their PC problems. It's free to use CrossLoop. If you're a PC whiz, you can make money at the marketplace by helping those without geeky kids to help them. You can set your own rates and determine your own specific services. It's Windows-only at the moment, but a Mac version is in development.

Related reading at Wise Bread:

Help! I just lost my job

Find best deals today online

Frugal fitness: 25 ways to make it happen

Comments

 

Is it just me or does CrossLoop scare anyone else?

Woudln't be too tough for a hacker to pose as a helper and install a keylog, etc.

Too risky.  Foolish and naive if you use this.  I can think of 10 ways right off the bat to get into trouble with this website.

I like the concept, but who would hand their car keys over to a stranger?

Steve and John (who posted comments 2-12-2009) - as an IT professional for the past 7-10 years, Crossloop is nothing new.  The industry has been using similar applications for almost a decade.  You may have heard of programs like Timbuktu, Norton/Symantec PCAnywhere, VNC, WEBEX, and at one end, arguably, Windows Remote Desktop.  (If you haven't, well, I now understand why youwrote your comments - in other words, YOU HAVE NO CLUE!)  These apps originally were leveraged over internal corporate intranets, but this has all changed over the past 10 years.   The advent of SSL, VPN, and advanced encryption technologies, these applications and protocols are readily used to securely access or entrust access to a remote computer over the Internet.  And it is completely secure.  

I used to have three doctor's offices/clinics, three mortgage brokerage companies, and two school districts entrust access to computers at my office, soemtimes 50-80 miles away, for IT support.  It saved them a full-charge office visit and consultation, often resulting in 50%-80% off normal hourly rates.

You two should spend more time researching PC technology before making ignorant comments and posts.  Or you WILL be left in the dust.  Or worse yet, you will be the subject of electronic identity theft because of your ignorance and contempt for the technologies that do exist to make your online experience a far far better more secure place.

yes,  ditto Steve and John,  above

I know of one computer"servicer" in Key West** who brags about

obtaining personal data---which his customers know nothing about. Have heard that one customer there is now gathering evidence against this one.......good luck if you try  anything like this.

Know how to spot it when someone can see files which you prefer they didnot!!!

***THIS ONE EVEN ADVERTISES UNDER "PERSONALS" ---IRONIC!!

SSL, encryption, VPN are protocols that allow secure communication between end users/nodes.  It does not prevent someone who has access to your computer from putting malicious code onto your machine or getting personal data.  However, Crossloop may have internal controls added to their software that would prevent exchange of certain data.

The company my husband and I work for recently got downsized. Luckily, we both kept our jobs but seeing so many of our friends lose their livelihood really hit home. We decided to start building a rainy day fund. Any site that helps us save money is welcome. Billshrink and SmartHippo stand out to me. I wish I knew about SmartHippo when we got our mortgage. I think our broker took us for a ride and made a lot of  money on our backs.

Help for the unsophisticated user, like me. How does the helpee know when his/her computer has been resecured after the helper has left?

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