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What to do with all those picked-up pennies?

Posted Dec 10 2008, 12:01 PM by Donna Freedman
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In the past year I've picked up six $1 bills, 37 quarters, 98 dimes, 50 nickels and 555 pennies. I've found money at bus stops, inside the university library, on city sidewalks, in mall food courts and in the reject bins of those Coinstar counting machines. It adds up to $33.10, not including the Canadian coins and Euros.

Each year I donate my found cash to a charitable concern. Last year's total was $24.14. This year I have more money but also more anxiety about where to give it. The local Toys for Tots reports that donations of gifts have dropped by 90%. Each day's mail brings letters urging me to save a child, cure a disease, feed the homeless, buy livestock for a village.

Even the newspaper upon which I counted my found money had a full-page ad urging me to contribute to the Woodland Park Zoo's upcoming Humboldt penguin habitat makeover. By doing so, I can get my name engraved on a silver anchovy.

You can see my dilemma: Save a child or feed a penguin?

I'm being facetious, of course. But I'm concerned about charitable giving, or the lack thereof, in this country. In times of economic strife, people's wallets may slam shut and stay that way.

Help if you can
Partner blog Get Rich Slowly recently ran a guest post about giving in an economic downturn. Its author, blogger Debbie Dubrow, noted that demand for emergency help is rising just as donations are waning. She wrote that "you don't need to be wealthy to make a big difference in the life of someone who lives in poverty," and suggested some non-monetary ways to help.

She gently pointed out that some people reading Get Rich Slowly might feel that they are having trouble making ends meet. But most probably aren't sleeping in the back of a van with their children. Dubrow saw a family in that situation recently.

Struggle is relative. Whenever I start to feel sorry for myself, or worried about money, eventually I remind myself that just having a roof over my head and three meals a day are incredible gifts. How many people in the world would love to have the luxury of not just safe drinking water, but so much water that they could have hot showers every morning?

This is not to say that the average person's money worries aren't real. Some of the folks who leave comments at Smart Spending are having trouble making ends meet. But some aren't. Is it too much to ask that anyone who can spare a dollar let go of it?

No, you don't have to help others. It's a free country, and you're free to hold on to every dime of your earnings. I'm curious, though: How can you? How can you look at a homeless vet or a hungry kid and think, "Nope, not my problem even though I have more than enough"?

Need isn't a once-a-year event
Last week, the Nickelsville homeless encampment was allowed to set up tents in my church's parking lot. These new neighbors need, well, everything. I could use that $33.10 to buy food or tarps.
Meanwhile, the church is losing weekday parking revenue just as its emergency services fund is besieged with requests for things like rent assistance. That's why I'll probably wind up donating the money to this fund.

When it comes to giving, cash is king. A food bank is unlikely to turn down a box of mac and cheese or a jar of peanut butter. But the money you spent on such items would go a lot further if you gave it directly to the food bank, which can buy in bulk. Even a quarter can make a difference, if enough people give one.

Please remember that need exists all year long -- not just during the holidays. I'm betting that the news articles about Toys for Tots will send people out to shop. Such coverage usually does, because it's fun to pick up a couple of inexpensive toys and deliver them to grateful organizers.

Unfortunately, this is a convenient way to let ourselves off the hook. Buying a teddy bear in December may give us the comfortable feeling that we've done our part. We don't have to think about depleted food banks or utilities being shut off during the other 11 months of the year.

It will be sad if some kids don't get so much as a coloring book for Christmas, but it won't hurt as much as a chronically empty belly or a home without heat. Given the choice between a bag of groceries and an Elmo Live toy, I'm betting most parents would rather give their children the gift of supper in a house where the lights are on.

Comments

 

Another reason why people are generous around this time of the year is to get tax write off. If the fiscal year is shifted to say May, you'd see a lot of Easter charity.

Of course, it is important to give all year around. People are generally nice and just needed some reminding. We should make it a habit to be generous. I once read that 1/4 of Americans' groceries and 1/3 of British's groceries end up in trash. If only we make it a national habit to clean our cupboard every month! We could reduce food waste and satisfy the food bank!

Do you personally know anyone who could use some help? I have a couple of friends/acquaintences who have fallen on hard times. I'll ask them what they need and then slip them money to pay a electricity bill, buy them a couple of bags of groceries, etc. It's nice to help people and see the direct result. i subscribe to the old saying "Do your given' while you're livin' 'cuase you're knowin' where it's goin'!"

I just learned that the power company now sells gift-cards for payment on the power bill. You bet that purchasing one everytime you pay your bill and slipping it in an envelope as an annoymous gift to those you know are are struggling will be well received.  Alot of the chain dollar type stores have a lot of new name brand toys for under $10. these could make alot of kids happy for as little as your coffee or soda money.  Merry Christmas all

Timely reminder, Donna.

I usually donate once a year to our local Daily Bread food bank. I do it in November, around Thanksgiving, because that's when the Food for Families drive starts, and it's close enough to the end of hurricane season to safely donate nonperishable foods. This year, with so many in need, I REALLY cleared the shelves with three donations and worked a food drive in conjunction with the US Postal Service.

The real measure of your wealth is not what you spend; it's in what you keep and HOW you spend. I cannot keep hurricane food forever, and if some of my time helps someone else, then it is the least I can give.

I have a certain amount of money I feel comfortable giving every month because people do need help 12 months out of the year and not just during the holidays.

I always wonder, though, how does one get to the point they can't feed themselves, live in tents or have the lights shut off?  Aren't there programs people can donate to that would get people out of poverty so we all don't feel so horrible to see people living in these conditions?

Selecting appropriate charaties is the problem.  Most stores, even family dollar, have their own charity drives where customers are hit up for the change left from a purchase, or a dollar to put your name up on a slip of paper.  I question where the money is actally spent-my community or nationwide-and how the fund is administered , but mostly I don't appreciate the constant pressure!

I have a friend that gives a dollar to any transient that asks if she has it in her pocket.  When confronted with the fact that they will use it for alcohol or drugs, her response is that it isn't her place to decide the need. That is between them and god. Her ability and willingness to respond to the request is her acknowledgement to god that he has given it to her to spare and it is enough that she has been asked.

cool philosophy

Cindie, more than all the "givers" to organized (albeit goodhearted and good doing) charities, I salute your friend, who has the courage to step outside the box and actually throw away her money...but she also has the opinion that she's doing good because whomever asked her NEEDED the donation....duh?

You must have very good eyesight Donna.  The only money that I have found this year was a bright shiny nickle and I was using a metal detector! :)

em Yes there are low income housing,food cards,low income electric,food banks,churches,wic,family cash if your not working with kids,low cost or free daycare some states have free two days a week daycare just to give you a break if your low income.medical and some states if you get up early and wait in line to get help to pay your bills for a month. Most of the housing you have to be on a waiting list in my little town that takes about a month some times not at all. But the big cities you could be on the list for years.Yes I too give year round. I work for a company that does fund raisers every other month and weekly I have a set amout that comes right out of my check  .As for the stuff that comes in the mail I pick 4 a year.As for finding money well I just don't have that much time on my hands.

Donna if you gave up that newspaper subscription you would have a lot more than $35 to $30 to donate each year.

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