What to do with all those picked-up pennies?
Posted
Dec 10 2008, 12:01 PM
by
Donna Freedman
Rating:
In the past year I've picked up six $1 bills, 37 quarters, 98 dimes, 50 nickels and 555 pennies. I've found money at bus stops, inside the university library, on city sidewalks, in mall food courts and in the reject bins of those Coinstar counting machines. It adds up to $33.10, not including the Canadian coins and Euros.
Each year I donate my found cash to a charitable concern. Last year's total was $24.14. This year I have more money but also more anxiety about where to give it. The local Toys for Tots reports that donations of gifts have dropped by 90%. Each day's mail brings letters urging me to save a child, cure a disease, feed the homeless, buy livestock for a village.
Even the newspaper upon which I counted my found money had a full-page ad urging me to contribute to the Woodland Park Zoo's upcoming Humboldt penguin habitat makeover. By doing so, I can get my name engraved on a silver anchovy.
You can see my dilemma: Save a child or feed a penguin?
I'm being facetious, of course. But I'm concerned about charitable giving, or the lack thereof, in this country. In times of economic strife, people's wallets may slam shut and stay that way.
Help if you can
Partner blog Get Rich Slowly recently ran a guest post about giving in an economic downturn. Its author, blogger Debbie Dubrow, noted that demand for emergency help is rising just as donations are waning. She wrote that "you don't need to be wealthy to make a big difference in the life of someone who lives in poverty," and suggested some non-monetary ways to help.
She gently pointed out that some people reading Get Rich Slowly might feel that they are having trouble making ends meet. But most probably aren't sleeping in the back of a van with their children. Dubrow saw a family in that situation recently.
Struggle is relative. Whenever I start to feel sorry for myself, or worried about money, eventually I remind myself that just having a roof over my head and three meals a day are incredible gifts. How many people in the world would love to have the luxury of not just safe drinking water, but so much water that they could have hot showers every morning?
This is not to say that the average person's money worries aren't real. Some of the folks who leave comments at Smart Spending are having trouble making ends meet. But some aren't. Is it too much to ask that anyone who can spare a dollar let go of it?
No, you don't have to help others. It's a free country, and you're free to hold on to every dime of your earnings. I'm curious, though: How can you? How can you look at a homeless vet or a hungry kid and think, "Nope, not my problem even though I have more than enough"?
Need isn't a once-a-year event
Last week, the Nickelsville homeless encampment was allowed to set up tents in my church's parking lot. These new neighbors need, well, everything. I could use that $33.10 to buy food or tarps.
Meanwhile, the church is losing weekday parking revenue just as its emergency services fund is besieged with requests for things like rent assistance. That's why I'll probably wind up donating the money to this fund.
When it comes to giving, cash is king. A food bank is unlikely to turn down a box of mac and cheese or a jar of peanut butter. But the money you spent on such items would go a lot further if you gave it directly to the food bank, which can buy in bulk. Even a quarter can make a difference, if enough people give one.
Please remember that need exists all year long -- not just during the holidays. I'm betting that the news articles about Toys for Tots will send people out to shop. Such coverage usually does, because it's fun to pick up a couple of inexpensive toys and deliver them to grateful organizers.
Unfortunately, this is a convenient way to let ourselves off the hook. Buying a teddy bear in December may give us the comfortable feeling that we've done our part. We don't have to think about depleted food banks or utilities being shut off during the other 11 months of the year.
It will be sad if some kids don't get so much as a coloring book for Christmas, but it won't hurt as much as a chronically empty belly or a home without heat. Given the choice between a bag of groceries and an Elmo Live toy, I'm betting most parents would rather give their children the gift of supper in a house where the lights are on.