My company relocated to Texas. I imagine now in these trying times they too are suffering. I was asked to make the relocation, all paid for for the family etc. I did NOT take it, and boy am i glad. There's more to a job than just money. Ya gotta like where you live. But now with the given circumstances, yep temorary workers are not getting calls, businesses are closing up so on and so on. EVEN with a huge pool of talent not many are going to even get a call as these business can literally pick and choose now, and their wage negotiating power is to be considered in thier favor, as people may jump at the job for literally nothing just to pay the bills. But then is he truly happy with that job temp or not, and will the comapny that hired him suffer from that attitude of it's just temporary until i find the job i use to be doing for the past 20 years. Its a VICIOUS circle people. Until those masses of bluebloods stop tightening up every purse string in our country, start growing your own food, have plenty of firewood, and share nothing, and most of all do NOT take a job that you won't hang on to for at least a year or two. Taking anything to solve money issues, isn't really helping anyone, as you may find your self always back to square one.

To Dave,  There are a lot of people with money in the bank.  Everyone has equal oppurtunity, but plain and simple; life isn't for everybody.  Some people know how to do things that not everybody else does.  Live outside the box.  95% of the people will just follow everyone off the bridge.  It's those 5% that look and do other things to have money in the bank.  I left my job this year. note; i didn't get laid off.  I'm 35 years old and have enough money to not have to work ever again if I choose.  Everybody knows my situation, but the funny thing is very few have asked me how i've done it.  Again they will just follow off the bridge.

What is  hard, is having to stay home because of work related injuries and they can't have you at the company ,

sure I get paid, but nothing near what I was getting, I am not allowed to even find a part time job to make up the extra just because they are afraid I will amke it worse

any ideas ofr this problem?

To Work Sucks-

Our  little community of new homes experienced a rise in taxes this year, too. We live in a very small town & the people from the Assessor's office finally came out to meet with the entire community. What we learned from them is that the Assessor's office only appraises property for Taxable value every few years, so our taxes this year are based on the values being much higher. Next year is a re-assessment year, so they told us our taxes would be going down then, as property values have dropped by about 33% in this part of the country. Of course, it remains to be seen if this actually happens, but perhaps it has happened in your community, too. Ask them to explain it to you. It is part of their job. And I gues they'll be laying off nextt year if the taxes do go down. A vicious cycle. Just hold on & do your best.

Liz

I agree with Dave...I've been laid off for almost 3 months now and have a family to support.  Between the kids expenses and bills there is no way that we would have had 12 months worth of emergency money.  Unemployment benefits are a joke, how are you supposed to live off of $240 a week?  That would be great if I was laid off and still living at home without any bills.   More power to you if you made enough money in the past to stash away a good chunk of money, but again, more times than not people live from paycheck to paycheck and getting laid off can definitely make it hard to live.

Dave, who has enough money for 12 months in the bank?Y You say you don't know of anyone. Well now you do. In fack I have enough in the bank to pay the bill for 2 years. It has taken a while to accummulate it but has been well worth it. I have been laid off from a few jobs in that time and the "reserve" has been enough to tide me over until I was able to get anothe job.

I will say that everything that was mentioned in the article is right on the mark. I never took a vacation and I was always married while unemployed. Once my wife gave birth to our 6th and last child 5 days after I started a new job. She was always a stay at home mother so we didn't have her salary to fall back on.

I will be ready to retire in a couple of years and have managed to acquire enough to last. Not enough to be rich but enough to be comfortable. I plan to do a little traveling to enjoy my grandchildren, 21 by February, and see some of this great country.

I was severenced two weeks ago after working for the same company for 12 years.  Honestly, it was a blessing.  This whole thing is all about your mindset.  If you panic and fail to put a realistic plan together, you are dead.   However, if you look at this as an opportunity to make your life better and plan things right it will all work out.  I let everyone I knew that I had been severenced and already have some decent leads.  I'm spending alot more time with my family and actually becoming the dad/husband they deserve.  I'm also going to run my first marathon in March (I weigh 215 lbs...its all muscle..right) and I am getting a ton of sleep...six hours a night!  Stop whinning and figure it out.   Past generations went thru alot worse situations and made it out fine.  Why can't we?

you go Kipp.  Exactly my sentiments.  

I agree that illegals take our wages. DO NOT hire ANYONE who is not a citizen of this country.  The United States is headed for a real wake up call when there are not many products to buy and much less money to spend on those projects.  Hope ya'll know how to hunt, you may be forced to survive that way.  Does this sound like socialism to anyone?  The "one world money", the "one world financial system".....people....WAKE UP!  We are all going to lose the way of life we have earned to have and I for one, don't like the sound of it.

Dave 11.12.2008.8:36 AM Posting     I could not agree more, who in this economy has 12 months cash to survive!?  Only the upper upper middle class and that is only if they have jobs!!  In reference to the orginal question what to do if you get the pink slip.....PREPARE  now for that event and lower your standard of living since it appears there are no quick fixes for the current state of economic affairs in the WORLD!!!!!  No more flying NOW and pay later or whenever they catch me!!  My company laid off 30 today and I know the owner looked at all other options first!!  We will get through this eventually or however long it takes because Americans are competitive winners!!