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Count 'em: 75 tips for surviving a crummy economy

Posted Jul 07 2008, 12:19 PM by Karen Datko
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Recession. Not a recession. Whatever label you put on the economy, "people are hurting financially," "Frugal Dad" says. He provides 75 tips for cutting back to help your budget  withstand the impact of $4-plus gas, higher food prices and our other economic ills. We love compilations like this because you can print them out and put them on the fridge.

Frugal Dad covers a lot of ground here, and has some ideas we hadn't considered. He cuts bottled juice with water to make it last twice as long. To save money but salvage his social life, he meets friends after the dinner hour. Eating out, after all, can be a mighty budget buster.

Here are some other samples (click here to read the entire list):

    • Some people won't use a drying rack or clothesline because clothing and towels can end up wrinkled or stiff. To fix that, Frugal Dad puts them in the dryer with a dryer sheet (we tear ours in half) for a few minutes after the sun and wind have nearly completed their job.

    • Our partner blogger, Donna Freedman, would agree with this one: Get a used freezer to stock up on discounted meat. (Or, if you live in ranching country, we suggest you consider buying a half- or quarter-beef right from the grower. It costs a lot less per pound, and grass-fed beef is leaner and tastier.)

    • You should know by now that properly inflated tires improve gas mileage. Buy a tire gauge, and check your tires every time you fill up the tank. Honestly, it's easy.

    • Keep any irregular income -- bonuses, overtime, gifts, money found on the street -- in a separate account for emergencies or to cover rising costs.

    • Forget baths. The alternative is a "navy" shower.

    • Frugal Dad read our mind with this one: "I don't buy anything that requires ironing."

    • Shed the product loyalty. Often the store brands taste just like the advertised ones. It makes you wonder if that dog is spilling the beans on the bean recipe.

    • Don't get spendy on gifts. Frugal Dad's wife gave him a decorated jar containing 50 pieces of paper, each with a reason why she loves him. He said, "It was one of the best gifts I've ever received, and cost less than $5 to make."

    Comments

     

    I think some of this advices is too much,theres a fine line betwenn saving and living like a caveman.We are adults and i really think we know what to do in order to save and still live a decent life looking good and being well feed.

    What is that about filling the orange jug with half of water! might as well drink water only if you want to save more,or buying clothes that never require ironing!Please!You want to go living looking like a rag in order to save 10.00 a month!

    moneywise:

    Unless a person is homesteading, people will have to go to some stores to get certain necessities (food comes to mind).

    Taking a list and sticking to it is the best way to avoid overspending.

    These are great BUT what about when your company puts you on its lay-off list and you have a house mortgage. What then?

    American dream ? (Posted 07.08.08 1:35 PM)

    ************************************************************

    Then you look for another job, any job ASAP!

    If you want to be able to get immediate help in a 911 emergency, DO NOT disconnect your land line!!!  That is how first responders FIND you and your home!!!  

    A 911 call on a cell phone in Ca gets routed to the CHP!!!  

    Use Tres Semme hair products - they're cheap and great!

    Something we did at the office was host a paperback swap.  Anyone can bring books and you can take a book even if you don't bring one.  People generally love this easy option to broaden their reading horizon for free.  

    some of these ideas are fairly good but you have to remember a few things that might throw kinks into some of these plans.  Alot of these are in telecommunications because its something thats only been with us for the past 10 or so years and alot of history doesn't give insight on how to handle these appropriately.

    Reducing your internet package to the lowest tier just doesn't reduce costs and speed.  it also may reduce the limits of the essential bandwidth that you need to do anything online to sometimes insanely low levels.  While 2 gigs is good for text reading, email and some rich content sites like this (though Ive blown half of that in one night of surfing such sites).  If your doing all your rich media viewing online (at a snail's pace) to save on media based entertainment costs (and you can) your going to really blow through that limit and either wind up without internet or with overage costs beyond what a higher package would give you in the first place.

    Landlines/Cellphones/VOIP:  Yes getting rid of an old and reliable service for a new one can risk your safety and quality of calls. You get what you pay for afterall.  You can however reduce your addon services to reduce your bills as this is where the money is.   CallerID though is essential these days for privacy reasons on whatever service you use and you can usually find it free/included or for low cost if you know how to haggle right.

    A basic land line though is still cheaper than a cell phone and usually more economical (but more than a home phone/VOIP line) when compared service to service (VOIP is not safe because of emergency service and reliability issues and is too new compared to the others) Unless you absolutely need the functionality of the cell phone a basic 20 dollar landline  is still the most economical and safest way to go.  

    TV:  With the Digital Transition Your going to lose all TV if you don't spend the money on a few converter boxes (with coupon $40 each w.o coupon $80+ each) or some kind of pay service (which will also be all digital soon).  a 27 inch TV from the "early days" as well these days wont display HD resolution properly (especially the 1080i standard which is what most DVDs will only be able to play soon as well as standard broadcast HD at 720p).  There is no patchworking or delayed purchasing here so if you cant afford this than you are probably going to have to cut this out of your life completely.

    Making your own pet food can actually worsen your pets health if not done properly please make sure you do this carefully and speak with your vet or other expert or you'll be paying too many vet bills when they get sick.  

    otherwise I think this kinda list is the way to go. I have been told by a person in the know that if your strategy meets your essential needs, is legal, is safe, is healthy and hygenic, and its still acceptable than by all means do it.  

    The heading said "75 tips for....".

    I saw 8.

    Where are the other 67?

    Wondering in West Virginia

    go to walmart.com and go to "In stores now" than "free samples".  You can get the same sample sent to you more than once, if you put down your name, your spouses name, kids name.

    Saves a ton and they have good selections

    Some may balk at picking up pennies or any other change they see, but I don't. Just like spending it's the little things that add up. Pennies eventually make dollars. Plus, while you are bending over, you are getting a little exercise. I take “found” money and put it into a savings bond.

    Other money such as rebates I can be used for short term savings like Christmas or vacation.

    http://www.urbanfrugal.com

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