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The stuff I want versus the guilt I feel after I buy it

Posted Jun 13 2008, 09:26 AM by Karen Datko
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This post comes from Trent Hamm at partner blog The Simple Dollar.

Last month, I was sorely tempted to pick up Mario Kart Wii. Mario Kart has been my favorite video game series. I played it for hours and hours with my friends in high school on the Super Nintendo, then burned countless hours in the college dorms playing it on an N64.

Even as recently as last Christmas, I stayed up most of the night playing Mario Kart DS wirelessly against my wife's family at their Christmas celebration (one person had a cartridge and several of us had DS units.)

I made an agreement with myself that if I hit a number of high personal-finance thresholds by the end of May, I'd get the game. Otherwise, I'd just skip it. I already had Wii Fit preordered (with a Christmas gift certificate), so I didn't particularly need a new game.

I hit those goals about May 4, so I went ahead and picked up Mario Kart Wii. I got home and opened the box.

And I felt guilty.

"You should have saved that money," my mind told me. "Why didn't you just snowflake it instead? Why not play another game you have? Why not do something else entirely?"

I played Mario Kart Wii for a while and enjoyed it, but at the end of each session, the same guilty feeling came back. I had spent money on something I didn't need and, in the end, something I no longer really wanted.

I could have snowflaked that $50. I could have used that cash to buy an LED bulb. I could have invested that cash to save for the dream house. I could have put it in the new-car fund.

I let myself down.

These are the things my conscience said, right or wrong. Instead of seeing Mario Kart Wii as some sort of reward or symbol of success, I instead saw it as a symbol of failure.

Many of you will say I'm being unfairly hard on myself, that life isn't fully lived without those little perks. I agree with the idea that you shouldn't deny yourself things that bring happiness.

But sometimes those things bring guilt as well. Sometimes we wind up feeling as though we've made a mistake spending money, even if there are reasons to justify the purchase. Sometimes the bad outweighs the good, and sometimes we're left with guilt.

When I bought the game, I felt a little tug in my conscience that I shouldn't buy it, but I shrugged it off. After all, I had plenty of justifications for making that purchase. In the end, I should have listened to that little voice in my head, because most of the time, that voice is right. It cuts through the stories we tell ourselves.

If you're about to buy something and that little voice in your head starts whispering "don't," stop. Your heart is probably trying to give you a message that you've tried to pave over with excuses.

Instead, walk out of the store and do something financially positive with that money. Not only will it bring a positive result, but it'll make you feel better about your situation.

Other articles of interest at The Simple Dollar:

The total experience of a purchase

Left brain and right brain financial needs

Reflections on money: 20 valuable questions to ask yourself

Comments

 

Waaa waaa waaa....just sell the thing on Ebay or Craigslist and get most of your money back.  There is plenty of demand for the Wii online.

I totally understand your point; I too have bought something for myself I shouldn't have and then ended up regreting it. However, If you used the Mario Kart game as motivation to save shouldn't you reward yourself guilt free. I think rather than focusing on why you shouldn't have bought the game, you should focus on why you feel guilty. If you saved, invested or snowflaked hundreds of dollars of the course of the first half of 2008 using Mario as a motivator then you deserve the game.

I am a strong believer in reinforcement or motivation as a way to change ones behavior and any animal trainer will tell you that positive reinforcement is by the far the most successful training method over the long term. When you remove the motivator, the positive reinforcement, you undermine the behavior that led to you purchasing the game in the first place: the fact that you had saved and invested prudently during 2008.

I believe that feeling guilty about something that you have truly earned, truly being the operative word, just leads to a unhealthy relationship with money, all be it a different variety than what we are used to in America. Rather then having no control over ones spending and spending excessively, one has too much control. You fear spending under any circumstance which is just as unhealthy as spending to much.

I've lived like that, and now realize that there is more to life than guilt over money. If you can't cut yourself a break every now and again, then you may want to start checking your blood pressure and wondering whether your nerves will get the best of you long before your money runs out.

Have a nice day.

-Dan

I agree with the writer and I don't think he's turning into an unhealthy miser. My boyfriend is a huge gamer and he impulsively bought a 6-month subscription to EVE Online ($70) and said he regrets making that long a commitment because he might not be interested in the game that long.

Obviously it's not a good idea to beat yourself up over something that small (unless your kids are starving or something). But realistically, a lot of times advertising, the "cool" factor, and our own gullibility and stress trick us into thinking a purchase is going to be more gratifying than it would be if we had routed the money into something else. As the author pointed out, he has debts to pay off, he wants to get a new car, and he'd also like to get a house at some point.

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