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Sneaky coupon tricks: 6 frugal hacks to help you fight back

Posted Jun 04 2008, 12:35 PM by Donna Freedman
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Last week's Safeway ad had a coupon for a dozen eggs for $1, a swell deal these days. I consider eggs a fridge staple because they make a quick and cheap light supper. Besides, finals are coming up, and I always fortify myself with bacon, eggs and toast on exam mornings.

However, the coupon's fine print -- there's always fine print -- said shoppers needed to spend at least $10 to use the dollar-a-dozen coupon. The thing was, I didn't need $10 worth of stuff. Just eggs. But I wasn't about to let a teeny-tiny disclaimer keep me from getting cheap protein. I have a frugal hack for just such an occasion.

Generally I get around the "minimum purchase" by buying a grocery store gift card in that amount, and using it on subsequent shopping trips. This time I needed stamps ($8.40) so I simply cruised the store for $1.60 worth of nonperishables for my stealth stock-up plan. Dill pickles were on sale two jars for $4, and I had two $1-off coupons for that brand. With the stamps, that totaled $10.40, qualifying me to buy the $1 eggs.

Minuscule disclaimers like "minimum $10 purchase" are one reason some folks distrust  coupons. (Other people love them; ask the woman who saved $1,100 with coupons last year whether it was worth it.) However, the stores are within their rights to set limits on their loss leaders. It's up to consumers to learn to play the game, and maybe come up with a few sneaky tricks of our own.

Frugal hack No. 1: To fulfill a minimum-purchase requirement, buy a gift card or sale-priced nonperishables (with coupons if possible).

Better than the dollar store
In the same shopping complex as the Safeway is a Jo-Ann Fabric and Craft store, which offers a 40%-off coupon in its Sunday newspaper ads. (Being on their mailing list gets me more coupons.) Michaels, another sewing/crafts store, also runs Sunday ads. Both stores have a selection of $1 items, and some locations will accept the other guy's coupons.

On this particular trip, I got a miniature Pirates of the Caribbean puzzle for my great-nephew's Christmas stocking. Next on my list is a frog-shaped bath mitt for another great-nephew's stocking. (It's not for me. Honest.) In the past I've bought scrapbook supplies for a crafty relative, art note cards for my gift stash, and gloves for the homeless shelter. Each item cost only 60 cents plus tax.

Frugal hack No. 2: Use Jo-Ann and Michaels coupons in the dollar section. Get on their mailing lists for extra coupons.

After Jo-Ann, I hit the Albertsons supermarket on my way home. (I'm lucky enough to live within a couple of miles of numerous grocers, pharmacies, and discount and dollar stores.) It occurred to me to ask if they accept competitors' coupons. They do.

For weeks I'd been carrying around a Safeway printed-at-the-register coupon for $2 off Scott toilet paper. Four-packs were $3.49 at Safeway but $2.19 at Albertsons, so I redeemed it there and got four rolls of toilet paper for 19 cents plus tax.

Frugal hack No. 3: Ask if your store takes competitors' coupons. Use them wherever the price is best.

That wasn't the lowest price I've ever paid, incidentally. Recently a coupon for $1 off any Scott toilet paper printed out at the cash register at Albertsons, and four-packs were on sale for a buck that week. That meant I got a four-pack for just 9 cents in sales tax. On a subsequent trip I found a second coupon that someone hadn't bothered to pick up, so I got another four-pack for 9 cents. These were added to my stash of deeply discounted toilet tissue, currently at 60 rolls (most of which are the double-roll size).

Yes, I know that hoarding can be a form of mental illness. But it's not as though this stuff has an expiration date. And have you priced toilet paper lately? To me, it just makes sense to stock up when you see an irresistible deal -- and free is pretty hard to turn down.

Frugal hack No. 4: Watch for print-at-register coupons, including ones that other people leave behind.

Talk shopping to me
Some stores, like Home Depot and Walgreens, offer cash prizes to take phone surveys about your shopping experiences. An 800 number is printed on store receipts. I do these even though the odds of winning are probably slim.

However, I've sometimes encountered a sure-thing prize, also from Albertsons: take a two-minute survey and receive a code redeemable for a free loaf of French bread. Naturally I was willing, since French bread turns leftover soup into a nice supper and also makes fabulous toast.

But here's the beauty part: When I redeemed the code for the free bread, another survey offer printed out. And when I redeemed that one later on, a third one printed out. This is better than the used bread store.

Frugal hack No. 5: Keep an eye out for prizes.

Instant rebate, no stamp needed
In addition to its monthly rebate program, Walgreens offers a "rebate" that prints out as a coupon. When you buy a certain number of advertised specials you get this "Register Reward" good for your next visit; I've gotten $2 and $5 coupons this way. The CVS chain's "ExtraCare Rewards" program gives these rewards every three months, based on how much you've bought each quarter. (Back in Oak Park, Ill., I lived just one block away from a CVS but that chain doesn't operate here in Seattle. Sigh.)

The Walgreens rewards have relatively short expiration dates, leading me to come up with my own definition of "next" visit. First I buy only the things I need to get the reward. Then I pay for the rest of my items in a separate transaction, using the coupon I was just awarded.

Not a single cashier has demurred; in fact, a store manager once rang me up in this fashion. If any objection were to arise, I'd simply put my purchases in the car and come back in to finish shopping -- my "next" visit.

When possible, use manufacturer's coupons in conjunction with the reward program. For example, this week with coupons and the instant rebate I could get two Gillette Fusion razors (power or manual) plus a can of shave gel for $6.45. Not that I need two razors or shave gel, but I could either donate them to a shelter or use them as stocking stuffers for the grownups in my family. A Pirates of the Caribbean puzzle or a frog bath mitt both sound like more fun, though.

Frugal hack No. 6: If a store offers instant rebates, try to use the coupon the same day. If you can't, pay close attention to its expiration date. Use manufacturer's coupons to make these deals even better.

Comments

 

Mary Jo,

The point of stocking up is to get things you will need eventually at really low prices. You said you'd rather put your money in the bank. If I can get a package of toilet paper for 9 cents, that IS money in the bank because even the cheapest generic brand costs well over a dollar per four-pack. Compare that kind of savings to the amount of interest I'd earn on a 9-cent bank deposit.

If someone buys 29 boxes of cereal -- and I don't, since I eat oatmeal -- it will be used up eventually, too. The sell-by date tends to be a year or more down the road. Even a single person could go through a few boxes of cereal per month. A couple of months ago I did buy 10 boxes of cereal for 50 cents per box, and donated it to a food bank. Normally that cereal cost upwards of $4 per box. If I were a parent, I'd be thrilled to save $3.50 per box and I'd buy as much as I could store -- again, money in the bank.

As to where I put it: closets, cupboards, the space between the cupboards and the ceiling, under my bed and sometimes a few items stacked in the corners of my bedroom. You'd be surprised at how much you can store in even an apartment.

Thanks for reading Smart Spending.

Best regards,

Donna Freedman

I just love using coupons! Until a year ago, I never realized just how much I could save.

Luckily for me, I found the best site for printable coupons, grocery store information, trading coupons and so much more. www.afullcup.com

$1000 in a year?  I can save that in a week - thanks to the couponing/sales site I use www.afullcup.com.  I have NEVER saved so much, but since finding AFC last October, I now have a wonderful stockpile, my freezer is full, and my family budget has improved 100%!

I saw the comment about a woman saving $1,100 in one year.  I have made it my goal to save that amount each month.  It is almost August and I just hit the $12,000 mark of savings by using coupons!

In fact, yesterday between 3 stores I saved almost $475!  Yes, that's dollars!

Walgreens, CVS, and Hen House are the three stores I shopped!

I saved $200 in one trip at CVS alone!  I have had my eye on these wicker laundry baskets for a month or so, but I didn't really need to spend $13.00 on one.  I combined MFG coupons, 3 CVS coupons, and sales to get a lot of stuff I don't need at this time, but will use eventually.  I paid $6.58 for $203 worth of items, and I got 2 $13 wicker laundry baskets!  My husband still can't figure out how I save money at that store since it seems overpriced, but he was sure happy!

If you really want to learn how to save money, go to the website

afullcup.com

WHen I shopped at Hen House, I paid less than $3 for the following.

4 cannisters of Crystal Light, 2 Oscar Mayer Hot Dogs, 6 Brownie Mixes, 1 Gallon of milk, and 14 packages of koolaid!  How???   COUPONS!!!

I just started using coupons 4 months ago. I normally spent $170 a week ($680) a month on groceries for a family of 4. Now believe it or not, I spend $80-$100 a week($320-$360 a month) I have a pretty big stockpile in my garage. Before coupons we often ran low on toilett paper,trying to squeeze 1 drop of toothpaste because I needed to buy more toothpaste.Now I have enough toilett paper for 4 -5 months,enough shampoo,conditioners,toothpaste,razors,housecleaners,napkin rolls,mouthwash,batteries,cereal & canned food enough for 1 yr! Most of these things I got either free or only paid tax on them. So for those of you who think that couponing or stock piling is silly? lol So yes I have 144 rolls of toilett paper in my garage and like 20 boxes of Cereal! And we do use these things every day and I am saving over $300 a month doing this .

SL:  I also just got a CVS card and stock piled enough razors,shampoo,conditioner ,toothpaste and batteries,glade plug ins,Febreze candlesyear! I only paid the first purchase out of pocket $6 . With that one time purchase I ended up with about $900 worth of stuff that we always use all the time for about $5 and change. So is this all worth it? lol um yesssssssss

i always save 10- 15% at the military commassaries where the prices on most stuff is about 30-40% lower than traditional stores i shop once a month spend appx $250  and that is using only sundays newsparers,they more then save the cost of the paper,without taking more than a few minutes time!

Your comment about hoarding toilet paper. It is not hoarding it is just being prepared for an emergency and we call it storage. You can never have enough toilet paper and if there is an emergency you can use it to barter with.

I love the 40% coupons from craft stores.  My daughter wants to be a chef/ cake designer.  I was able to get a $150 set of cake decorating tools for 50% off.  In the interests of getting people what they really want for the holidays or birthdays, I ask people straight out "what do you want for..."  Then I ask them "If you were to get .... would you use it?"  You wouldn't believe the aggrevation that saves.  Plus it gives me time to find just what they want and use those huge coupons!

proctor and gamble coupons are great, they only come out on the 1st sunday of each month but they pack in some really wow deals, like ~~ a $10 crest white strips coooupon with a bar code of 370000. which if on any of their coupons you see this number series they work on all p&g products...... i got a large box of gain that was 10.00 with the white strips coupon and it didn't cost me a penny!!! wal marts , try it and get your coupons ooon the first sunday of the month......

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