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How people treat you when they think you're poor

Posted May 30 2008, 07:07 PM by Karen Datko
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Shannon Christman isn't poor, but she is frugal, and sometimes other people confuse the two.

On occasion, salespeople have snubbed her -- and missed out on making a sale. Sometimes generous people offer help when it's not needed. Her thought-provoking post at Saving Advice should raise questions in any thinking person's mind about how quickly we make judgments about others. She also says, "The assumptions others make about my frugality -- usually that I have much less money than I actually do -- can be a benefit to me."

Her best anecdote is about picking a real estate agent. Shannon and her husband went with the agent who talked to them even though they looked too young to afford a house. She writes, "I sometimes wish that the Realtor in the neighboring booth, who dismissed our initial questions to talk with a wealthier-looking prospect, could have seen us signing closing papers on a mid-priced house shortly thereafter."

Another story she tells is about the couple who offered her family a kid's meal toy at a fast-food place, apparently because her family of four was sharing three menu items and one big soda. (They could have afforded more but it would have gone to waste.) Shannon wasn't offended. "After all, I can never be really sure that the motive was anything other than simple generosity," she says.

At times, there are benefits to looking poorer than you are, particularly when you're shopping for a car. Another is that other frugalists will identify with you. Shannon says, "Whether it's someone behind a counter who offers me a special deal that she knows a frugal person would appreciate, or a fellow shopper who is eager to pass on news of other bargains in the area, like-minded savers are good acquaintances to make."

Comments

 

I was in a furniture store and nobody would wait on my wife and I becuase I had ripped jeans and a tank top on and didn't look like I had any money at all. I finally approached a manager and said could you please show me some furniture. He couldn't believe nobody waited on me.  I bought three living room sets. The 3 salesman all got fired. It was funny...

You must have heard the old Texas saying, "Big hat, no cattle".

DURING THE EIGHTIES MY BROTHER IN LAW WAS WORKING AT A CAR DEALERSHIP IN BEVERLY HILLS. HE WAS ONLY ON HIS SECOND DAY AT WORK. A PERSON WHO LOOKED LIKE A BUM CAME INTO THE DEALERSHIP. BEING NEW THE OTHER SALESMEN SENT MY BROTHER IN LAW OUT TO GET HIS FIRST SALE- HA HA. TURNS OUT THE JOKE WAS ON THEM THE GUY WHO CAME IN WAS NICK NOLTE. HE WAS FILMING "DOWN AND OUT IN BEVERLY HILLS" JUST DOWN THE BLOCK AND CAME IN TO BUY A CAR. GUESS THE JOKE ON THEM

Shannon: I admire your strategies. Frugality is not a dirty word as some people may think. I get so sick when I hear people name drop upscale stores where they bought their "too expensive" wares. I have always been very conservative with my money because I believe that God wants us to be good stewards of what He has given us.

My Father's motto was "Own more than you show, say less than you know, and pay as you go (or don't go)". He was a gentle giant.

I think I'm the salesperson references in the previous post! It actually happened at Braun Cadillac (Buffalo, NY) in 1987 and I was the salesperson. It was a Friday close to closing time but I sold 2 to the gentleman (he owned a concrete construction company) he purchased 1 for himself and the other for his wife. The other salesmen argued with me that I stole their commissions and I should have given them a cut of it...fat chance.

I am proud of being cheap. I make a nickle squeal before I spend it and that is why my family and I can afford the rough times our economy is now facing. I was brought up with the philosophy of pay yourself first. Every paycheck has to have at least something put into savings (401K, 529 for the kid's college etc.). It's not a glamorous lifestyle but it's nice to know that the cars and house are paid for.

One night back in 1986, I was working at a retail store in a major Midwestern city. I worked in the men's department. The night I was working was a quiet night with no one around. A tall gentleman in a cowboy hat asked for some help buying a few things. He looked like an average sort of guy. We got to talking and he revealved that he was from out of town. As I helped him pick out some clothes, we continued to talk and I asked what had brought him to the Midwest as he was from the south. He told me that he played the keyboard in a band. I asked who the band was, to which he replied, "The Steve Winwood Band." They were playing our civic center the very next night. The kindly gentleman left me tickets at will call for the show. You never know with whom you are chatting...whether it be someone like this man, or simply someone who could use a friendly talk or someone's kindness. Whether in rags or riches... it doesn't matter how someone looks, dresses, or what they drive etc... it's simply being kind to others for the sake of kindness. I have always been grateful to the nice man who gave me tickets just because we shared a friendly conversation. I believe it's how you treat other people that truly reflects your own heart & person. Be kind and kindness is returned in one way or another.

in the early nineties, i worked at an AT&T phone center, and a lady brought in an old black rotary phone that she leased  and when she placed it on the counter, a roach came out of the shell of her phone.   She was casually dressed.  but the sales associate made joke about the whole encounter, and the women told her that the phone was in her stable.  Well, the stable was part of her estate, and her name was Elizabeth Dalton.  I was a college student at Western Michigan University, and I knew that name because the hall where music and arts classes were held were named after her (she was an heiress of the Upjohn pharmaceutical family).  She spent over $5000 on a phone system that provided intercom from her stable to the mansion.  If the salesperson would have assumed she had no money, she would have missed out on an incredible sale.

Is there anything wrong about not just looking poor but being poor?

Being Frugal started when I saw all of the perfectly good useful items the wealthier neighbors would put out for trash.  This includes childrens outdoor plastic play sets, picnic tables, tv entertainment centers, bicycles, treadmills, eliptical machines, ok, you get it just about everything.  So I started keeping my eye on trash night for recyclable treasures.  I have now painted 5 wicker rocking chairs, a complete wrought iron ice cream parlor outdoor table chiar set, wicker chests, bookcases, queen ann coffee tables, and an antique wood rocking chair.  One can of fresh paint, and I have the Country Cottage Shabby Chic Style  on my deck, patio, and indoors.  People throw away things that the GoodWill, or Salvation Army , or Vietnam Vets would pick up for free from your curb to reuse since most of it is just people being bored with what they own.  Why is our society so obsessed with consumerism?  Try bringiing new life to something old with a fresh coat of paint, buy a new cushion from Home Depot and start your own Recycling efforts in your Neighborhood.  The money you save and the good feeling you get will surprise you !!

As a Realtor at one time in my life, I was astounded by advice that was given at an office meeting by a successful agent about how to screen potential clients. The two catagories that this agent advocated was shoes and car tires. His philosiphy was that well off  people always wear expensive, newer shoes and that anything else meant that they could not afford to buy.

His theory on car tires was that anyone could have afforded an expensive car at some point in their life, but that the condition of their tires was the deciding factor of their current financial status. Newer, well tread tires meant good current finances, while bald or worn tread meant that they probly could not afford to buy.

I promptly ignored everything this guy said and began to wonder about management that even allowed him to get up and pitch those kinds of screening techniques.

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