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Smart Spending combines the best money-saving tips from MSN Money and the rest of the Web.

This blog is co-hosted by two experts on stretching dollars. Karen Datko is a veteran journalist based in Montana who finds the best tips from around the Web. Donna Freedman is a veteran journalist, student, and handywoman in Washington who appears in this video and moderates the MSN Money Smart Spending message board.

Smart Spending received the 2008 Clarion Award for best regular column in online journalism.

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Posted Nov 09 2007, 01:22 PM by Karen Datko

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Filed under: debt, family, income, save money, frugal

You can substitute the pictures at golbguru's "Illustrated Cash Flow for Dummies" for a thousand words. Actually, this post at Money, Matter, and More Musings is too funny for words. The drawings explain seven personal-finance concepts, including debt, frugal living, and frugal living with multiple income streams. At right is golb's illustration of "stingy." All the money is going in, and none is coming out. The money tank is "about to explode."

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