In today's world of rising costs and shrinking paychecks, consumers need all the help they can get. Smart Spending combines the best money-saving tips from around the MSN Money site and the rest of the Web.

Donna Freedman is a student, freelance writer, baby sitter and handywoman in Washington state. Learn more about her in this video. She also moderates a forum for savings tips on the MSN Money Smart Spending message board.

Get a discount when you're shopping online

You may not need to pay full price when you're shopping on the Internet. A Web site offers thousands of coupon codes for all sorts of items you can buy online. You simply find the code for the item you're purchasing, go to the merchant's site and type in the code. Users of the site can rate the success of each code.

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